Везде
LINES OF SAVINGS AND LOAN TARIFF PLANS: PROPERTIES
Table of contents
Annotation Estimate Publication content
References Comments
Share
QR
Metrics
LINES OF SAVINGS AND LOAN TARIFF PLANS: PROPERTIES
Annotation
PII
S042473880000616-6-1
Publication type
Article
Status
Published
Authors
Dmitry Ilinskiy 
Edition
Volume 52 Issue 2
Pages
40-59
Abstract
In article Ilinskiy, Polterovich, Starkov (2014а) we investigate the transition from the saving and loan programs of mortrage to modern institutes. The concept of LSTP (Lines of Savings and Loan Tariff Plans) was introduced. The parameters of LSTP are realizing the “smooth” changing from subsidizing plans to commercial. The following properties were observed. fairness, fullness, rightness, local rightness, effectiveness. In this paper we analyse connections between this properties for wide class of LSTP. We find the profit of agents using the LSTP in terms of parameters. We prove, that the concepts rightness and local rightness are equivalent. We show that effective LSTP can be changed by effective fairness LSTP with same profit of agents. The conditions on effective LSTP to be full are found. Results show that we can simplify the finding of effective (Pareto-optimal) LSTP.
Keywords
mortgage, line of savings and loan plans
Date of publication
01.04.2016
Number of purchasers
1
Views
815
Readers community rating
0.0 (0 votes)
Cite   Download pdf
1

References



Additional sources and materials

Il'inskij D.G., Polterovich V.M., Starkov O.Yu. (2014a). Linejki ssudo-sberegatel'nykh tarifnykh planov: obobschenie idei strojsberkass // Ehkonomika i matematicheskie metody. T. 50. № 4. S. 7189.           


Il'inskij D.G., Polterovich V.M., Starkov O.Yu. (2014b). Razrabotka i issledovanie ssudo-sberegatel'nykh programm ipotechnogo kreditovaniya: dinamicheskaya model' // Ehkonomika i matematicheskie metody. T. 50. № 2. S. 35-58. 


Nakopitel'naya ipoteka (2015). [Ehlektronnyj resurs] Ipotechnoe agentstvo Yugry. Rezhim dostupa: http:// www.ipotekaugra.ru/gosprogrammpage/nakopitel_naya_ipoteka_msmsm/, svobodnyj. Zagl. s ehkrana. Yaz. rus. (data obrascheniya: iyun' 2015 g.).          


Obzor zhilischnykh programm 2015 v Obninske (2015). [Ehlektronnyj resurs] Nedvizhimost' Kaluzhskoj oblasti. Rezhim dostupa: http://www.informetr.ru/journal/market/6970/, svobodnyj. Zagl. s ehkrana. Yaz. rus. (data obrascheniya: iyun' 2015 g.).       


Polterovich V.M., Starkov O.Yu. (2007). Formirovanie ipoteki v dogonyayuschikh ehkonomikakh: problema transplantatsii institutov. M.: Nauka.              


Polterovich V.M., Starkov O.Yu. (2010). Poehtapnoe formirovanie massovoj ipoteki i rynka zhil'ya. V kn.: «Strategiya modernizatsii rossijskoj ehkonomiki». SPb.: Aleteja.


Polterovich V.M., Starkov O.Yu. (2011). Proektirovanie vykhoda iz institutsional'noj lovushki (na primere ipoteki v Rossii). [Ehlektronnyj resurs] Rezhim dostupa: http://www.mirkin.ru/index. php?option=com_content task=view id=1839 Itemid=270, svobodnyj. Zagl. s ehkrana. Yaz. rus. (data obrascheniya: oktyabr' 2013 g.).          


S nachala goda Sberbank v Bashkirii vydal okolo trekh tysyach zhilischnykh kreditov. (2015). [Ehlektronnyj resurs] Informatsionnoe agentstvo Bashinform. Rezhim dostupa: http://www.bashinform.ru/news/ 718345-s-nachala-goda-sberbank-v-bashkirii-vydal-okolo-trekh-tysyach-zhilishchnykh-kreditov/, svobodnyj. Zagl. s ehkrana. Yaz. rus. (data obrascheniya: aprel' 2015 g.).       


Laux H. (2005). Die buasparfinanzierung. Die finanziellen aspekte des bausparvertrages als spar- und kreditinstrument. 7 Auflage. Frankfurt am Main: Verlag Recht and Wirtschaft GmbH.         


Plaut P.O., Plaut S.E. (2004) The Economics of Housing Saving Plans // The Journal of Real Estate Finance and Economics. Vol. 28. No. 4. P. 319-337.                    


Schlueter T., Soenke Sievers and Thomas Hartmann-Wendels (2015). Bank Funding Stability, Pricing Strategies and the Guidance of Depositors // Journal of Banking & Finance. Vol. 51. No. C. P. 43-61.             


Scholten U. (2000). Rotating Savings and Credit Associations in Developed Countries. The German-Austrian Bausparkassen // Journal of Comparative Economics. Vol. 28. No. 2. P. 340-363.

Comments

No posts found

Write a review
Translate